Backend Engineer I at M-Kopa, Remote

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We’re continuing to hire multiple Senior Backend Engineers (I, II & III) as we scale our growing FinTech team at M-KOPA. Build sophisticated event-driven microservices that unlock financial inclusion across Africa.

The Impact 💚: Your code will directly power technology solutions for millions of people across Africa who’ve been excluded from traditional financial services. We’ve already helped over 7 million customers access over $2 billion in credit. It’s your chance to be part of something that’s literally transforming lives across an entire continent 🌍

The Opportunity

🎯 Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations

🏆 Global recognition: Join a company named by TIME 100 as one of the world’s most influential and by the Financial Times as Africa’s fastest-growing for 4 consecutive years (2022-2025)

🚀 Scale challenges: Build backend systems serving millions across multiple African markets

🌱 Environmental impact: We’re carbon-negative, having displaced over 2.1 million tonnes of emissions

🌍 Fully distributed: Work remotely with diverse teams across UK, Europe, and Africa

What You’ll Do

At M-KOPA, you’ll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge .NET development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment 💻

Modern C# Stack: We use predominantly C# written against the latest .NET stack

Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes

Event-Driven Architecture: We are constantly iterating towards a completely decoupled, event-driven architecture

Mixed Environment: We have both legacy services and greenfield microservices

Your On-boarding Journey: When you join, you’ll participate in our Internal Engineering Bootcamp – an immersive on-boarding experience with our staff engineering group. You’ll deep-dive into our event-driven architecture, explore our engineering practices, and understand how we approach building systems at scale. We invest in getting you up to speed properly from day one.

Our Engineering Approach 🚀

We’re looking for low-ego, experienced engineers who collaborate exceptionally well and embrace continual learning. As an engineer, you’ll work as a collaborator, with more senior members coaching and contributing, placing emphasis on:

• High quality output
• Observability and monitoring
• Automated testing in all environments, including production
• Infrastructure as code and DevOps practices
• Knowledge sharing and collaborative problem-solving

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle – from inception through production to decommissioning under a DevOps culture. You’ll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience:

• Strong grasp of C# .NET development
• Experience with Event-Driven Systems
• Microservices architecture experience
• Testing and deployment expertise
• DevOps culture mindset
• Proven ability to collaborate effectively in distributed teams
• Continuous learning mindset and openness to feedback

Location & Benefits

• Fully remote role within UTC -1 to UTC +3 time zones
• Work with diverse teams distributed across UK, Europe, and Africa
• Personalised training budget to support your development
• Home office setup budget
• Internal Engineering Bootcamp: Join our staff engineering group for an immersive onboarding where you’ll deep-dive into our event-driven architecture and engineering practices
• Professional development programs and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and career growth opportunities

Our Mission 🌍

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact 💚

Our technology has created measurable change:

• Connected 📱: 2.5 million first-time mobile internet users connected
• Prosperous 💰: 70% of customers use M-KOPA products for income generation, with 35,000 livelihoods created for agents
• Green 🌱: 2.1 million tonnes of CO₂ avoided through clean energy products and e-mobility, with over 127,000 circular economy products provided

Ready to build C# .NET solutions that create real-world financial inclusion?

Why M-KOPA?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.