Website Kuda
Credit Risk Analytics Lead
Role Overview
At Kuda, we are building a data driven business. For the journey ahead, we need to harness the insights that we can gain from our data to take the business on a path to sustainability and profitability.
You will work within the Decision Science team, reporting to the Director of Decision Science.
In order to fully understand the product and the market, you will work closely with all credit product stakeholders, including:
- Credit Risk
- Finance
- Product
- Data engineering
Responsibilities
- Design and maintain our lending strategy across various portfolios, including but not limited to consumer and business overdraft, credit card, and term loan
- Working in an agile environment
- Ad-hoc analytics that support credit portfolio management
- Implementing performance metrics for monitoring purposes
- Developing regular reports to provide insights to the credit product stakeholders
Requirements
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Experience of designing credit strategies, e.g. onboarding policy rules, credit limit assignment, pricing strategy, on a consumer credit portfolio
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3+ years experience in Credit Risk Analyst type roles (Essential)
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Ideally have 2+ years experience leading a team
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Proficient at database languages SQL
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Proven knowledge of typical statistical tests used for A/B testing
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Proven knowledge of standard statistical software packages (open source language preferred)
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Understanding of credit portfolio performance metrics, including but not limited to annualised loss, vintage curves, roll rate, exposure at default, loss given default
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Academic background in a STEM subjects (Science,Tech, Engineering, Mathematics)
Advantageous:
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General programming language (open source language preferred, e.g. Python, R
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Experience of developing business reports from end-to-end, i.e. from business requirement analysis, designing the visualisation layer of the reports, sourcing the data, developing and productionise the report, and managing the stakeholders’ expectations
To apply for this job please visit jobs.workable.com.
Credit Risk Analytics Lead at Kuda
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