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Loan Recovery Officer – Intern at Baines Credit MicroFinance Bank LTD

  • Full Time
  • Onsite
  • Permanent
  • Lagos

Website Baines Credit MicroFinance Bank LTD

Loan Recovery Officer – Intern

About the job

BainesCredit is a CBN licensed microfinance bank (MFB) that has been in existence for over 5 years.

A Tier-1 bank that is MSME focused institution, providing financial support for businesses with our array of innovative solutions.

BainesCredit is a tech-enabled MFB leveraging on digital technology to serve our over 10,000 customers.

We are recruiting to fill the position below:

Loan Recovery Officer – Intern

Loan Recovery Officer to be responsible for collecting bad debt including written-off loans and loans overdue more specified days with compliance with acceptable common practices aligned with legal framework requirement.


  • Create a detailed action plan for dealing with bad loans from previous and current years.
  • Identify clients with problematic loans and rate recovery possibilities i.e Low, Medium, or High Risk.
  • Work closely with Relationship Managers and Credit/Risk Manager to execute recovery techniques and strategies including regular home visits and collection drives, Identify root cause of laon deliquencies and recommend improvement changes to improve portfolio quality.
  • Get definite commitments from defaulting clients and ensure they follow through on their pledged repayment dates.
  • Other tasks as assigned by supervisor.


  • OND, HND, NCE is preferred.
  • 0 – 1 year working experience.
  • Strong analytical and problem-solving skills.
  • Must have good computer literacy and be able to use Microsoft Office tools.
  • Must be fluent in the English language (both written and Oral).
  • Must have the ability to make fair and ethical decisions in tough circumstances.
  • Must be very organized in order to handle multiple projects simultaneously.
  • High self-motivation with strong interpersonal skills.
  • Must have the ability to motivate and persuade others, particularly delinquent clients to repay debt.
  • Abilities to communicate with local authorities and legal / court members in an articulate and professional manner.
  • Demonstrate high level of ethical commitment and trustworthiness.
  • Proximity to Ikoyi and its environs.

To apply for this job please visit

Loan Recovery Officer – Intern at Baines Credit MicroFinance Bank LTD
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