As the Quantitative Risk Analyst II, you will:

• Be part of our essential Portfolio Risk team. Our main mission? To dive deep into the performance of our current and future loan portfolios, uncovering risks and generating insights. We’re about crafting smart strategies that minimize risk and boost returns.
• Be hands-on, analyzing our loan portfolio and getting materials ready for big meetings – whether that’s with executives, the Board of Directors, Rating Agencies, or financing due diligence.

If you’re passionate about mitigating risk, and want to be part of a team that makes a big impact, we can’t wait to hear from you. Let’s explore the possibilities together!

About You: 

• Someone with a solid 3+ years in a data-focused role, preferably within credit risk, finance, or forecasting.
• Strong attention to detail and accuracy, especially when handling vast amounts of data.
• Are you adept at using SQL for data analysis? Do you have experience with statistical analysis in R or Python? Great, you’re the person we’re looking for!
• Understanding of loss forecasting methods and, ideally, familiarity with consumer loan products will be of immense value.
• Experience with Looker or a similar BI platform would be a bonus.

We believe your unique skills can help shape our future. If you’re excited about making a difference with data, we can’t wait to hear from you. Let’s explore the power of data together!

About Us:

Earnies are committed to helping students live their best lives, free from the stress of student debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together!

What makes an “Earnie” culture:

• Drivers – Drivers are satisfied by making things happen, not coming along for the ride. They feel a strong sense of ownership for their projects and teams and demand high standards from themselves and others.
• Humility – Humble team players check their egos and consider the team’s needs above their own. They are self-aware of their strengths and opportunities for improvement.
• Growth Mindset – People with a growth mindset approach challenges and failures as learning opportunities. They seek feedback to improve, give feedback to others, and genuinely want to perform well.

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits that include: 

• Health, Dental, & Vision benefits plus savings plans
• Work anywhere in the U.S.
• Mac computers + work from home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• RSUs
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Annual “my day”
• Pet insurance!
• Competitive parental leave
• Plenty of Earnest swag, optional in person team gatherings, picnics, celebrations, and plenty of fun virtual events

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.  

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.

#LI-GA1