What you will be doing

• Support the assessment of client creditworthiness through financial analysis, cash flow modeling, and risk evaluation.
  
• Assist in structuring credit facilities in line with Katsu’s credit policies and risk appetite.
  
• Prepare and review credit proposals, ensuring accuracy, completeness, and regulatory compliance.
  

• Collaborate with the Credit Sales Manager to identify and qualify lending opportunities within the retail and SME segments.
  
• Conduct preliminary client assessments and prepare summary reports for management review.
  
• Support client onboarding, KYC documentation, and due diligence processes.
  

• Maintain accurate client data and support relationship teams with periodic reviews and monitoring.
  
• Assist in follow-ups with clients regarding repayments, renewals, and documentation.
  
• Provide timely feedback to clients and ensure high-quality service delivery.
  

• Track loan performance, disbursements, and collections to ensure portfolio quality.
  
• Generate and maintain credit performance reports, highlighting key trends and variances.
  
• Support early identification and escalation of potential default risks.
  

• Work closely with the Risk, Operations, and Finance teams to ensure seamless loan processing.
  
• Contribute to process improvements and documentation updates.
  
• Provide analytical support for strategic and impact-driven lending initiatives.
  

Special Skills and Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related field.
  
• 2–4 years of relevant experience in credit analysis, SME lending, or financial services.
  
• Strong financial modeling, credit appraisal, and analytical skills.
  
• Proficiency in Microsoft Excel and financial analysis tools.
  
• Good understanding of CBN regulations, KYC/AML requirements, and microfinance operations.
  
• Excellent written, communication, and presentation skills.
  
• Professional certifications (ACIB, CFA, or related) are an advantage.
  

Candidate Specification

• Motivated by the mission of Katsu
  
• Detail-oriented with strong analytical and problem-solving skills.
  
• Proactive and results-driven mindset.
  
• High integrity, confidentiality, and professional conduct.
  
• Ability to manage multiple tasks under pressure.
  
• Team player with excellent communication and interpersonal skills.
  

Our Process:

• Prescreening with the Talent team
  
• Interviews and Case Assessments with the Hiring team.
  
• Follow up interviews with Sabi Leadership team.
  
• Hiring Decision