Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet.
We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it’s only right that we ended up with the name ‘Kuda’ which means ‘love’ in Shona, a language spoken in the southern part of Africa.
We’re giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices.
We’ve raised over $90 million from some of the world’s most respected institutional investors, and we’re rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.

Role

As a Credit Strategy Analyst, you are supporting the analytics throughout the credit product life cycle, from product design, to credit acquisition, portfolio management, collection and profit & loss. You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead.

Responsibilities

• Portfolio performance metrics
• Policy rule analysis
• Profit and loss forecast
• Credit limit assignment analysis
• Affordability analysis
• Score cut-off analysis
• Collection rate
• Lending / Collection strategy A/B testing

• Must have an academic background in a mathematical discipline e.g. Mathematics, Statistics, Physics, etc.

• Must have 3+ years experience as a quantitative analyst in a financial service
• Proficient at database languages SQL
• Proven knowledge of typical statistical tests used for A/B testing
• Proven knowledge of standard statistical software packages (open source language preferred)
• Understanding of credit portfolio performance metrics, including but not limited to annualised loss, vintage curves, roll rate, exposure at default, loss given default
• General programming language (open source language preferred, e.g. Python, R)
• Experience of developing business reports from end-to-end, i.e. from business requirement analysis, designing the visualisation layer of the reports, sourcing the data, developing and productionize the report, and managing the stakeholders’ expectations.
• Experience in generating actionable insights from the reports, e.g. interpreting the monthly monitoring reports to the business owners in relation to their business interest, and recommending actions in response to the latest developments in the reports

Why join Kuda?

At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• Pension
• Competitive annual leave plus bank holidays
• Group life insurance
• Health insurance
• L&D training
• We are advocates of work-life balance and offer a 3 day per week remote working option

Kuda is proud to be an equal-opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.

We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.