Job Details

Microcima Africa is a non-bank lending company that seeks to provide inclusive financial services to women and low-income segment who are excluded from the formal financial services. Microcima provides funding options/services that enable these segments to become economically included thereby improving their businesses and enhancing their lifestyle of the households.

Job Position: Financial Accountant

Job Location: Abuja

Job Description

• We are looking for a Financial Accountant who will be responsible for running the accounting and financial activities of Microcima Africa. An ideal candidate will report on costs, productivity, cash flow and company expenditure.

Job Responsibilities
The role will include, but not be limited to the following responsibilities and accountabilities:

1. Keep, organize, and maintain all financial records of the company in line with internal policy
2. Keep vouchers for all payments and ensure timely posting to the CBA
3. Prepare and analyze financial reports monthly for the Management and Board
4. Perform overviews of the financial operations and ensure daily reconciliation of all collections from the field
5. Improve control measures and control environment to prevent any fraud and irregularities
6. Monitor the cost of the branches and Head office and advise Management on aggressive cost reduction
7. Suggest ways to reduce costs, enhance revenues and improve profits.
8. Examine financial operations/records to ensure accuracy on a daily basis
9. Prepare and review budget, revenue, expenses, invoice, and other accounting documents
10. Analyze revenue and expenditure trends, recommend appropriate budget levels, and ensure expenditure control.
11. Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and due diligence
12. Monitor staff performance in terms of individual contribution to the organizations
13. Determine payroll requirements and ensure all statutory deductions are promptly remitted
14. Preparation and review of the monthly Statement of Profit or Loss and Other Comprehensive Income (SOCI), the Statement of Financial Position (SOFP) and Statement of Cash Flow
15. Assisting with the preparation of year-end accounts and statutory accounts
16. Responding to financial inquiries by gathering and interpreting data
17. Any other responsibility assigned by Management

Job Requirements
Qualifications, Skills & Experience:

1. Bachelor’s Degree in Accounting or Numerate Discipline degree.
2. Candidates should possess minimum of 3 years work experience.
3. A qualified accountant (ACCA/ICAN), would be an advantage.
4. Experience in the financial services sector, especially Fintech (with transaction volumes), would be an advantage.
5. Experience in credit and risks analysis
6. Good analytical skills, high level of accuracy and attention to detail. o Have advanced Microsoft Excel Skills.
7. Have proven experience within an accounting department.
8. Be an effective team player with a positive attitude.
9. A track record of constantly looking for ways to do things better.

Personal Qualities:

1. Energetic, proactive approach to work
2. High levels of initiative
3. Committed to delivering high quality results, with cost-effective use of resources.
4. Positive, flexible, supportive attitude towards work
5. Can-do approach
6. Exhibits helpful behaviour beyond strict job requirements.
7. Integrity and high personal ethical standards
8. Innovative
9. Confident
10. Resilient and able to work well under pressure.

Application Deadline
31st December, 2022.

How to Apply
Interested and qualified candidates should send their CV and Cover Letter to: microcimaafricalimted@gmail.com using the Job Title as the subject of the mail.