Loan Sales Executive (Consumer Lending) at Rosabon Financial Services Limited

  • Full Time
  • Onsite
  • Permanent
  • Abuja

Website Rosabon Financial Services Limited

Loan Sales Executive

Rosabon Financial Services Limited – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Loan Sales Executive (Consumer Lending)

Locations: Abuja (FCT), Lagos and Rivers
Employment Type: Full-time

Summary

  • The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Duties and Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Qualifications / Requirements

  • BS Degree in Finance, Economics, or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet the set target

Skills / Competencies:

  • Excellent communication and interpersonal skills
  • Integrity and Analytical skills.
  • Strong Negotiation and sales skills
  • Proficient in MS packages and Software
  • In-depth knowledge of computers, MS Packages, and banking software

To apply for this job please visit jobsinnigeria.careers.

Loan Sales Executive (Consumer Lending) at Rosabon Financial Services Limited

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