Merchant Credit Risk Analyst

As part of the Commerce team, the GoDaddy Payments Risk organization helps ensure a balanced and compliant merchant portfolio. We work hard to protect the commerce platform while providing our merchants with a world-class experience with minimal friction. The ideal Merchant Credit Risk Analyst candidate possesses the ability to navigate ambiguity with ease and strong decision-making skills.

This position will work alongside a team that operates in a PT time zone.

What You’ll Get To Do…

• Use a combination of credit risk data points, judgmental credit risk tactics, and other risk analysis to underwrite merchants
• Work alongside the Senior Manager of Fraud Operations and Head of Risk Operations to develop and streamline the underwriting program with well-documented processes and procedures
• Work alongside sales/marketing/product team to close merchant deals with risk mitigation top of mind
• Utilize your experience to recommend systems and tooling to help scale the merchant underwriting program through automation and product improvements
• Work with management to build and document a sophisticated improved due diligence program for identifying, reviewing, and monitoring merchants on an ongoing basis
• Collaborate with various stakeholders across product, engineering, and sales to continuously support the Underwriting program

Your Experience Should Include…

• 3+ years of experience in merchant credit risk underwriting and KYC/KYB programs
• 3+ years of experience with eCommerce and online payments, chargebacks, and risk analysis
• Ability to thrive in ambiguity with minimal support and direction; You are someone that can build something from nothing
• Ability to collaborate and communicate effectively
• Must have strong business acumen and willingness to learn the business inside and out
• Ability to effectively communicate complex information across multiple work groups with varying levels of knowledge

You might also have…

• 2+ years of fraud experience