Renmoney
About the job
Job Title: Credit Portfolio Analyst
Responsibilities
- Analyze portfolio trends to identify at a granular level and be able to communicate areas of risk and opportunity
- Take ownership of daily, weekly and monthly credit risk reporting vital to the monitoring of the loan portfolio in a timely, accurate manner
- Use analytical techniques to provide insight into key portfolios and segment trends
- Take ownership of the Portfolio plan and monitor/maintain key risk indices
- Present findings to risk managers to assist with improving the credit risk strategy to ensure the business operates within its agreed Risk Appetite and our customers are treated fairly
- Perform data reconciliation and validation routines
- In liaison with Products team, track the Unit Economics parameters and make recommendations accordingly
- Work with the data science team to review emerging trends and recommend areas for investigation
- Review and maintain data forecasting models to operate within desired expectations
Requirements
- University degree or equivalent standard with a high numeric content: statistics, economics, physics, mathematics, finance, etc
- Excellent working knowledge of Microsoft Office Products (Excel, PowerBI, Powerpoint, Word etc.)
- Advanced SQL skills to extract data from databases
- Good communication and presentation skills with the ability to express technical ideas to a non-technical audience
- A Self-starter with analytical mindset and ambition for a successful career in Credit risk
Desirable:
- Minimum 3+ years practical experience in a credit risk/monitoring or similar analytical role
- Detailed knowledge and understanding of retail banking products
- Previous experience in an analytical role within commercial banking or financial services
- Producing reports for use by senior management and the board of the company
Benefits
You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.
To apply for this job please visit www.linkedin.com.
Credit Portfolio Analyst at Renmoney, Nigeria
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