The risk officer is part of the risk management team responsible for overseeing the development and implementation of risk policies and procedures in an organization. He/She will be required to analyze various financial data to estimate the degree of risk and level of associated risk involved in extending credit or establishing a business relationship with firms or individuals.

Reporting Line

He/She shall report to the Head of Credit Risk

Roles & Responsibilities – ERM Operations

• Manage and periodically update Bank’s Enterprise Risk Management Risk Register
• Consult with relevant units to determine risks involved in establishing and maintaining various client and industry relationships
• Responsible for monitoring procedures the organization has set to police transactional risks
• Responsible for the maintenance of customer credit history database
• Manage operational incidence report and conduct periodic root cause analysis
• Maintaining records of Credit insurance policies and claims
• Serve as a liaison officer between risk vendors and the organization
• Perform other adhoc functions as may be required

Competencies

Technical

• Basic understanding of MFB operational guidelines.
• Strong analytical skills
• Conversant with MS Office, Tableau and SQL.

Behavioural

• Resourceful and great interpersonal skills
• Must be able to learn, understand and apply new methodologies.
• Have sense of urgency to complete tasks at hand.
• Proactive and the ability to take initiative.
• Self-motivated, decisive with the ability to adapt to change and competing demands.
• Ability to multi-task and function under pressure with little or no supervision.
• A team player